Employee savings for a better employer brand

What is employee savings?

Employee savings is a collective savings mechanism regulated by law and adopted by companies. These companies allocate a portion of their benefits or results to their employees. In detail, employee savings fall into two main categories:

Mechanisms to help employees build up savings within the company, such as profit-sharing, voluntary contributions or matching contributions from the employee and the company.
The structures that support this saving, such as the Business Savings Plan (PEE) for companies with more than 50 employees, the Collective Corporate Retirement Savings Plan (PERECO) and the Inter-Company Savings Plan (PEI) for SMEs.

In general, employee savings schemes are set up by means of an agreement (collective agreement, or by agreement within the CSE, by ratification by 2/3 of the employees, etc.) concluded between the employer and the employees. A specialist company like Gerep can help you choose the right system to put in place an agreement that benefits both employers and employees.

The benefits of employee savings for your company

Employee savings is much more than just a financial benefit. It is a strategic tool that strengthens the commitment of your employees, encourages loyalty and contributes to the overall performance of your company.

Incentive and profit-sharing schemes enable employees to be rewarded on the basis of the company's results or performance. By aligning employees' interests with those of the company, these schemes stimulate commitment and motivation. By offering a financial share in the company's results, you show your appreciation of your teams. It's a powerful message that enhances your employer brand and makes you more attractive on the job market.

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The tax benefits of employee savings schemes

Employee savings offer tax benefits for both the company and employees. Gerep helps you make the most of these benefits to optimize your employee savings plan.

The sums paid out in respect of profit-sharing and incentive schemes are exempt from social security contributions, offering significant savings for the company. For employees, employee savings bonuses paid under certain schemes are exempt from income tax. What's more, voluntary payments can be deducted from taxable income, offering a double incentive to save.

Gerep, your partner for successful employee savings

Setting up and managing an employee savings scheme requires specialist expertise. With Gerep, you benefit from tailor-made support, high-quality investment advice, constant regulatory monitoring and contract optimisation to meet your company's specific needs.

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